Transition seamlessly with a bridge home loan tailored for you.

A bridge home loan can be your financial bridge to the next chapter of your life, facilitating a smooth transition between homes.

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Thinking about how to buy before you sell home in today’s competitive market? You’re not alone. Many homeowners are stuck trying to time the sale of their current home while competing for their next one.

In this video, I break down how a MA bridge loan works and how it can help you write a non contingent home offer — giving you a serious edge when competing with other buyers. This buy now sell later mortgage strategy allows you to unlock your home equity, move into your new home first, and sell your current home on your timeline.

As a Realtor and Mortgage Loan Officer, I’ll walk you through:
 ✔ How to buy a house before selling yours
 ✔ How a bridge loan for home purchase works
 ✔ How to remove a home sale contingency
 ✔ Real examples of homeowners using this strategy successfully

If you’ve been wondering how to buy before you sell home without missing opportunities, this could be the solution you’ve been looking for.

📌 Let’s create a strategy tailored to you:
 👉 Book a consultation: https://tidycal.com/paulinesolee/30-minute-meeting

Get started today!

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

Frequently Asked Questions

What is a bridge loan?

A short-term loan that may help cover the gap between buying a new home and selling your current one.

How is it secured?

Usually secured by equity in the departing residence, the new purchase, or both.

How long is the term?

Bridge loans are often 6–12 months; exact terms vary by lender.

Can I avoid making two payments?

Structures vary; discuss cash flow and timing with a professional.

What are the risks?

Carrying costs and market timing should be considered carefully.

Homeowners who are trading up/down, need to consider whether they have to sell their current residence to address the following:
  1. Need down payment, which is tied up in their current home
  2. Can they qualify holding mortgages on BOTH homes?
The Bridge Loan remedies both of these barriers.
  1. If there is enough equity built into the home’s value, you can net out proceeds… up to 70-75% of value. Funds come as a 12 month balloon loan, interest only payments, which can be are accrued until pay-off. This should allow enough time to sell the departing home after buying and moving into the new home.
  2. This Bridge Loan also allows them to qualify for a mortgage on the new home, without being constrained by the bridge loan payments.
It is an expensive, but a reliable alternative which allows you to get into your new home without needing to sell your current home before closing on the new home. The cost is arguably worth it. Marketing your home without the stress of keeping it show ready while living in it, will get your the optimal sale price.
I am happy to discuss the details with you, lay out the numbers for you to analyse and determine if it’s the best option for you.
Pauline Lee | pauline@indmortgage.com | (508) 525-5415
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