Happy Valentine’s Day
Spread the Love to Everyone today. Happy Valentines Day! ❤️ Pauline Lee | (617) 965-1988 x205 | https://www.indmortgage.com/valentine/
The Do’s and Don’ts of Applying for a Mortgage
Applying for a mortgage is an exciting step toward homeownership, but it’s important to approach the process carefully. Certain financial decisions made before and during the application process can impact your approval and loan terms. To help ensure a smooth…
Mortgage & Housing Update 2/7/2025
A crazy week for politics and markets saw mortgage rates drift closer to the 6s. The week started with a bombshell: Trump slapping 25% blanket tariffs on Mexico and Canada, and an additional 10% tariff on Chinese imports. Leading to…
How Rising Interest Rates Impact Your Homebuying Power
Interest rates are one of the most important factors to consider when buying a home. They directly influence how much you’ll pay each month on your mortgage and, ultimately, how much home you can afford. When rates rise, it can…
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Welcoming the Lunar New Year 2025: Insights for Homebuyers and Real Estate Investors
The Lunar New Year, a time of celebration, renewal, and prosperity, begins on January 29, 2025, marking the Year of the Snake. Known for its symbolic association with wisdom, strategic planning, and transformation, the Snake’s influence offers a perfect metaphor…
5 Tips for First-Time Homebuyers
Buying your first home is an exciting milestone, but it can also feel overwhelming. As a first-time buyer, you’re likely navigating unfamiliar territory with a lot of questions about the process. To help you start your homeownership journey with confidence,…
Credit Score – Why is it Important?
Understanding your credit score is crucial when applying for a mortgage. But what exactly is it? And why does it matter so much in the mortgage application process? Lenders rely on credit scores to assess the risk associated with…
The Importance of Building Equity in Your Home
For many homeowners, building equity is one of the most rewarding aspects of owning a property. Equity represents the portion of your home that you truly own—the difference between your home’s market value and what you owe on your mortgage.…
Understanding the Benefits of a VA Loan for Veterans and Service Members
For veterans, active-duty service members, and eligible surviving spouses, a VA loan offers a powerful way to achieve homeownership. Backed by the U.S. Department of Veterans Affairs, VA loans are designed to make buying a home more accessible for those…
15-Year vs. 30-Year Mortgage: Which One is Right for You?
Choosing the right mortgage term is a critical decision in the home-buying process. The two most common options are the 15-year and 30-year fixed-rate mortgages. Each has its own set of advantages and drawbacks, and understanding these can help you…
