There are several factors that go into a loan decision. A big consideration for lenders is how you pay your bills including the loans you take out. Your CREDIT REPORT, inclusive of credit scores and payment history, offers a good…
Why Spring is a Prime Time for Real Estate Spring consistently ranks as one of the most active seasons in real estate—and for good reason. The weather improves, daylight lasts longer, and families often prefer to move before the next…
Happy Spring! Happy House Hunting! Prepare for the Homebuying Season. Here are TIPS to help you navigate the buying process….https://www.indmortgage.com/blog/spring-homebuying-season-tips/ Getting ready to buy a home can be stressful and complicated. With so many details and decisions to make, it’s…
Choosing the right mortgage professional is a critical step in the home-buying process. Whether you work with a mortgage lender or a mortgage broker, the decision can impact your loan options, interest rate, and overall experience. Here’s how to determine…
Applying for a mortgage is an exciting step toward homeownership, but it’s important to approach the process carefully. Certain financial decisions made before and during the application process can impact your approval and loan terms. To help ensure a smooth…
Interest rates are one of the most important factors to consider when buying a home. They directly influence how much you’ll pay each month on your mortgage and, ultimately, how much home you can afford. When rates rise, it can…
Buying your first home is an exciting milestone, but it can also feel overwhelming. As a first-time buyer, you’re likely navigating unfamiliar territory with a lot of questions about the process. To help you start your homeownership journey with confidence,…
Choosing the right mortgage term is a critical decision in the home-buying process. The two most common options are the 15-year and 30-year fixed-rate mortgages. Each has its own set of advantages and drawbacks, and understanding these can help you…
Buying a home is an exciting journey, but it comes with its share of expenses—one of which is closing costs. Many first-time buyers are surprised by these additional costs, which can add up to thousands of dollars. As a mortgage…
💳 Check Your Credit Score: your credit score has a big impact on the mortgage programs and rate available to you. Review your credit report, fix any errors, and if possible pay down large balances to improve your score. The…
