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Should I wait for mortgage rates to drop? That’s one of the biggest questions buyers are asking right now. In this video, I break down why mortgage rates don’t follow the Fed and explain how mortgage rates work 2026 so…
Thinking about refinancing your home? Before you move forward, make sure the numbers actually make sense. In this video, we break down the refinance break-even formula, show you step-by-step how to calculate whether a refinance truly saves you money, and…
Have you owned an investment property for a long time? And every time you think about selling, the same thought stops you cold: “The taxes would be brutal.” Capital gains….Depreciation recapture….State taxes. Before you know it, 30–40% of your profit…
A 50-year mortgage sounds shocking — but could it actually help solve today’s housing affordability crisis? In this video, I break down what a 50-year mortgage really means for home buyers, including how it affects your monthly payment, total interest,…
Buying a home is exciting—but let’s be real, the mortgage process? It can feel overwhelming, full of unfamiliar terms, paperwork, and deadlines. I’m Pauline Lee, a licensed mortgage broker and real estate agent. I help buyers like you every…
Still renting in 2025? You might be losing more than money. In this video, Pauline Lee – a licensed mortgage broker and real estate agent in Worcester County, Massachusetts – breaks down Rent vs Buy 2025, helping you decide…
The Federal Reserve officially cut rates by 0.25%, signaling growing concern about a slowing economy and softer job growth. 10-Year Treasury: Now around 4.07%, down about 0.50% since January – helping keep mortgage rates relatively stable. Why the Cut Happened? Chair…
If you’re a homeowner or investor and you’ve been wondering whether now is the right time to refinance, let me tell you – the opportunities are real. Even a small change in your rate can save you hundreds each month,…
The Fed cuts rates—and mortgage rates go up? Sounds completely backwards, right? Well, yes, it would be—if that’s how things actually worked. But it’s not. And today, I’ll explain why, along with what’s really driving mortgage rates, what’s happening…
Thinking about buying a home but unsure if it’s the right time? 🤔 Despite rising inventory, home sales are stuck, competition is easing, and buyers like you are regaining negotiating power. Meanwhile, the market overwhelmingly expects the Fed to stay…
