Farewell to 2024, Wishing you an Amazing 2025
As the year draws to a close, I want to take a moment to thank you for allowing me to assist with your mortgage and general real estate needs. It’s a privilege to earn your trust, and I’m grateful to…
The Fed Cut Rates
The Fed just cut rates. Does that mean that mortgage rates are lower too?” Not necessarily. The Federal Reserve directly influences short term rates like credit cards, home equity lines of credit, and some adjustable-rate loans, Mortgage rates are tied…
Higher Loan Limits
Exciting News for Homebuyers: Conventional Loan Limits Are Increasing! 🏡📈 Starting soon, buying your dream home just got a little easier! The Federal Housing Finance Agency (FHFA) has announced an increase in conventional loan limits for 2025. These limits apply…
Mortgage & Housing Update 11/17/2024
The inventory of homes for sale is up 28% year-over-year, which means choices for buyers! But 30-yr mortgage rates are back near 7%, which hurts affordability for buyers. It’s tough to think about making a move right now,. But don’t…
What the Current Drop in Mortgage Rates Could Mean for the Housing Market
Fluctuations in mortgage rates can significantly impact the housing market. Recently, there has been a drop in rates, and this change brings both opportunities and challenges for buyers, sellers, and industry professionals alike. For potential homebuyers, a drop in mortgage…
5 Hidden Costs of Buying a Home
When buying a home, it’s easy to focus solely on the purchase price, but there are several hidden costs that can catch you off guard. Understanding these additional expenses is crucial for proper budgeting and avoiding financial surprises. Here’s what…
Understanding Mortgage Rates: Predictions and Trends for 2024
As we continue into 2024, prospective homebuyers and homeowners looking to purchase or refinance are keenly observing the mortgage rate trends. Understanding these rates is crucial as they directly impact your monthly payments and the overall cost of your mortgage.…
How to Improve Your Credit Score: A Roadmap to Financial Wellness
Your credit score is the key that unlocks many financial opportunities, from securing a mortgage to obtaining low-interest loans. If your credit score isn’t where you want it to be, don’t worry; there are proactive steps you can take to…
10 Ways to Save Energy in Your New Home
Congratulations on your new home! As a new homeowner, you have the opportunity to not only make your space comfortable and inviting but also to make it energy-efficient. Energy efficiency not only reduces your carbon footprint but also saves you…
10 Things To Do After Buying A Home
Congratulations on your new home! Becoming a homeowner is an exciting milestone, but it also comes with a list of responsibilities. To ensure your transition into your new abode is as smooth as possible, here are some essential tasks you…
