Skip to content

Why is your credit score important? Your score determines what kind of financial options you have.

You can get a free copy of your credit report by going to AnnualCreditReport.com. This site is an initiative mandating that the 3 major credit reporting agencies allow consumers free access to their credit report once every 12 months. I accentuate the word “free” here because there are several other websites with similar names which are not free at all; this is where you want to go. Your free annual credit report is only available

  • oneline through www.annualcreditreport.com
  • by Phone 877-322-8228; or
  • by mail at: Annual Credit Report Request Service, PO Box 105281, Atlanta, GA 30348-5281

I highly recommend that you take advantage of AnnualCreditReport.com every year as one additional step in protecting yourself from identity theft and to make sure your credit is in good order for the next time you need a mortgage. Obviously solid credit also benefits what you pay insurance companies, what interest rates you pay on vehicles, etc.

Questions? Contact me …

Pauline Lee | pauline@indmortgage.com | (508) 525-5415 | https://www.indmortgage.com/freecreditreport

Understanding Closing Costs: What Every Buyer Should Know

Buying a home is an exciting journey, but it comes with its share of expenses—one of which is closing costs. Many first-time buyers are surprised by these additional costs, which can add up to thousands of dollars. As a mortgage…

How to Prepare Financially for Buying a Home in the New Year

As the New Year approaches, many people set resolutions to achieve major life goals—and buying a home often tops the list. If you’re planning to purchase a home in the coming year, taking steps now to prepare financially can make…

Who Should You Talk to First: A Mortgage Professional or a Real Estate Agent?

If you’re planning to buy a home, you might wonder who you should talk to first—a mortgage professional or a real estate agent. Both play critical roles in the home-buying process, but the order in which you consult them can…

How Do the Holidays Impact the Real Estate Market?

As the holiday season approaches, you might wonder how it impacts the real estate market. For both buyers and sellers, the holiday season can present unique opportunities and challenges. Here’s a look at some of the key ways the upcoming…

What is an FHA Loan and How Can It Benefit You?

For many first-time homebuyers or those with less-than-perfect credit, navigating the world of mortgage options can feel overwhelming. One popular choice for many of these buyers is the FHA loan, which is insured by the Federal Housing Administration (FHA). Established…

Top 5 Most Common Mortgage Types

When it comes to financing a home, choosing the right mortgage is crucial. With so many options available, it can feel overwhelming for first-time buyers and even experienced homeowners. Below are the top five most common mortgage options. 1. Conventional…

Back To Top