How to Prepare for Mortgage Pre-Approval

💳 Check Your Credit Score: your credit score has a big impact on the mortgage programs and rate available to you. Review your credit report, fix any errors, and if possible pay down large balances to improve your score. The higher the score, the better loan terms available to you. Contact me to get a free credit report.

📑 Gather your documents: Lenders review pay stubs, W-2s, tax returns and bank statements to verify employment, income and savings. Being organized will make the loan approval process more streamlined.

🗓️ Schedule a free consultation with me. I am happy to prequalify you, consult what loan options are available to you. Follow up with a strong pre-approval, so you can confidently search for a home that fits your budget and needs.

👍 If you are ready to jump in to start the process, here is a link to my mortgage application instructions. ➡️ https://www.indmortgage.com/application/

🤩 I am a real estate professional, with an expertise in financing. Connect with me for a consultation and to get mortgage ready. I encourage you to get pre-approved.

Pauline Lee, Licensed MLO nmls# 674113 IND Mortgage LLC, #mortgagebroker licenses MA MB1785067, NH 25686-MBR, RI 20223376LB, FL MBR5005 pauline@indmortgage.com | (617) 965-1988 x205 | https://www.indmortgage.com/application/