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Why Your High ROI Deal Might Get Rejected: Mastering DSCR in 2026

Is your next rental property deal actually financeable? Many investors focus solely on ROI (Return on Investment), but lenders prioritize the DSCR (Debt Service Coverage Ratio). In this video, I break down why the tension between these two metrics can make or break your real estate investing strategy.

Learn how to calculate DSCR, why a 1.2 ratio is the “sweet spot” for rental property financing, and how to balance your profit goals with the lender’s risk assessment. Don’t let financing surprises kill your cash-on-cash returns!

🔗 RESOURCES & LINKS:

✅ Free DSCR Calculator

📅 Book a No Obligation Consultation

📊 Get Pre-Qualified

Proudly helping first-time home buyers, homeowners, and real estate investors with mortgage loans, mortgage pre-approvals, home purchases, and refinancing throughout Massachusetts, Florida, New Hampshire, and Rhode Island.

Pauline Lee | Mortgage Loan Officer 674113 | Realtor 9090246 | 📧 pauline@indmortgage.com | 📲 (508) 525-5415 | 📆 Book a Consultation

Pauline Lee

Mortgage Loan Officer nmls 674113 | Realtor MA 9090246 📧 pauline@indmortgage.com | 📲 (508) 525-5415 | 📆 Schedule a Consultation https://tidycal.com/paulinesolee/30-minute-meeting

Home ownership is the biggest financial decision for most. Whether you are a first time homebuyer, 2nd home buyer or seasoned investor, please consider me a resource for your real estate and mortgage needs. I look forward to helping you navigate the process.

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