Have you owned an investment property for a long time? And every time you think about selling, the same thought stops you cold: “The taxes would be brutal.” Capital gains….Depreciation recapture….State taxes. Before you know it, 30–40% of your profit…
A 50-year mortgage sounds shocking — but could it actually help solve today’s housing affordability crisis? In this video, I break down what a 50-year mortgage really means for home buyers, including how it affects your monthly payment, total interest,…
Buying a home is exciting—but let’s be real, the mortgage process? It can feel overwhelming, full of unfamiliar terms, paperwork, and deadlines. I’m Pauline Lee, a licensed mortgage broker and real estate agent. I help buyers like you every…
If you’re a homeowner or investor and you’ve been wondering whether now is the right time to refinance, let me tell you – the opportunities are real. Even a small change in your rate can save you hundreds each month,…
The Fed cuts rates—and mortgage rates go up? Sounds completely backwards, right? Well, yes, it would be—if that’s how things actually worked. But it’s not. And today, I’ll explain why, along with what’s really driving mortgage rates, what’s happening…
Thinking about buying a home but unsure if it’s the right time? 🤔 Despite rising inventory, home sales are stuck, competition is easing, and buyers like you are regaining negotiating power. Meanwhile, the market overwhelmingly expects the Fed to stay…
This is a high level view of the mortgage process. I’m sure you have more questions. And I’m here as a resource to you. If you would like a preliminary consultation, I invite you to contact me to pre-qualify…
There are several factors that go into a loan decision. A big consideration for lenders is how you pay your bills including the loans you take out. Your CREDIT REPORT, inclusive of credit scores and payment history, offers a good…
It was a wild, wild week, with stock and bond markets moving violently up and down in response to the Trump tariffs, China’s retaliation, and growing recession fears. Meanwhile on updates specific to real estate: The spring inventory increase…
The BRRRR method is a leading technique for real estate investors. The strategy involves using investment property to fund the next project and so on. Get all the details… https://www.indmortgage.com/BRRRR Are you an investor? As a broker, I work…
